System Integrator (SI) Toolkit

Everything you need to know about Mojaloop System Integration.

Getting Started

The SI toolkit aims to provide comprehensive documentation to facilitate an organization's integration into an instant and inclusive payment system powered by Mojaloop. It offers resources tailored to various stakeholders, covering both business and technical perspectives. The documentation is organized into sections, each addressing the unique needs of specific stakeholder groups involved in the integration process.

Here we have provided links to the documentation that will be relevant to a system integrator looking to address the concerns of specific stakeholders during an integration.

Management

This stakeholder group includes anyone in the business leadership and is responsible for business strategy and commercial decisions of the business. They are usually interested in the value proposition of a project and the commercial viability of the integration. Learn more

Business Operations

This stakeholder group is usually interested in how the integration will work from a financial perspective. They are interested in the business operations that will be involved to bring the integration alive. They will be interested in the accounting schema, integration rules, settlement and fees implementation. There is definitely an intersection between this group and what management would because the business operations team implements the priorities of management. Learn more

Technical Operations

This stakeholder group is usually interested in the technological details involved in the integration and how to develop the integration. They will be interested in issues concerning API integration, security, technical operation of the integration, account creation. Learn more

Mojaloop

Mojaloop is an open-source software platform designed to enable the interoperability of digital financial services, particularly in emerging markets. It aims to improve financial inclusion by providing a framework that facilitates the connection of banks, mobile money operators, and other financial service providers, allowing them to interoperate seamlessly. Learn more

IIPS

An IIPS refers to an Instant and Inclusive Payment System, a type of financial infrastructure designed to enable real-time digital payments while prioritizing financial inclusion. IIPS systems aim to provide seamless, low-cost, and accessible payment services for all, especially underserved populations who may not have access to traditional banking services. Learn more

Level One Principles

Level One Principles are a set of guidelines and best practices designed to help create Instant and Inclusive Payment Systems (IIPS). These principles were developed by the Bill & Melinda Gates Foundation to assist governments, financial institutions, and technology providers in building payment systems that promote financial inclusion while being efficient, secure, and interoperable. Learn more

Conclusion

There is an intersection between the interests of management, business operations and technical operations when it comes to an integration, but a separation of concerns is important as it is easier to locate exactly what you are looking for depending on where it is documented.